Life insurance is one of the most important financial decisions you and your family can make. It is the only insurance that you know will be paid out at some point and it is guaranteed to become more expensive the longer you wait to obtain it. Most policies don't require a physical and some can even issue without medical questions. I have access to over 40 top-rated insurers so that I can accommodate just about any medical situation. Give me a call, there is never any obligation or cost for my services!