Medicare can be a very complicated subject. I work hard to stay on top of changes and am licensed to advise on the different types of Medicare: Advantage, Supplemental (Medigap), Original Medicare and Prescription drug plans. 

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 It is important to have a discussion about your situation, wants and needs. You have a limited window in some instances to get the best plan for you. 

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• Medicare Advantage- Can provide certain benefits such as: dental, vision, hearing aids, food cards and health appointment transportation

• MediGap / supplemental plans- Allow you to keep original Medicare and fills in certain gaps in regards to out-of-pocket costs.

• Original Medicare- Available to elderly at age 65 through the government. Consists of separate parts to cover costs related to medical needs.